Experian® ECW 4.1.6

Experience the benefits of accessing your Experian credit report and FICO® Score, completely free of charge and without the need for a credit card. With this service, you can instantly improve your FICO Score using Experian Boost®, stay informed about any changes to your credit, manage your finances across all connected accounts, and explore personalized credit card, loan, and auto insurance options.

WHAT’S INSIDE:

• Free Experian credit report and FICO® Score: Check your FICO Score and credit report anytime, anywhere. This won't negatively impact your credit, and no credit card is required. Receive automatic updates every 30 days. Additionally, gain insights into the factors affecting your FICO Score, monitor changes to your credit over time, and learn actionable steps to improve your credit.
• Experian Boost®: Increase your FICO® Score instantly by receiving credit for payments you're already making, such as cell phone bills, utilities, video streaming services, and eligible rent payments.
• Credit monitoring and alerts: Stay informed with credit monitoring and alerts. Enable push notifications to be notified of any changes to your FICO® Score, new accounts opened in your name, or new inquiries on your credit report.
• Money management: Connect your financial accounts to effectively manage your income and expenses. View recent transactions and account balances in one convenient place for a better understanding of your financial situation.
• Marketplace: Find the right credit card, loan, or auto insurance for your needs. Compare customized options tailored to your unique credit profile and FICO® Score.
• Experian CreditLock®: Safeguard yourself against identity theft by locking your Experian credit file. You'll receive real-time alerts if there are any attempts to apply for credit in your name while your file is locked.

ABOUT EXPERIAN®:

Experian is the first company and credit bureau to offer online credit reporting services in the U.S. Our services empower consumers to manage and enhance their financial status, all while providing protection against fraud and identity theft.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy

Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com/help/fico-score-disclosure.html

†Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. To learn more: https://www.experian.com/help/boost-disclosure.html

‡Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. To learn more: https://www.experian.com

§Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

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